Flooding Scheme for Small Businesses

Emergency Humanitarian Flooding Scheme for Small Businesses for those affected by flooding in Cork

Applications are now closed for this scheme

Useful Links

• Application form for small business owners
• Application form for sports clubs, community and voluntary organisations
• Data Protection Statement

What you need to know

This Scheme is open to small businesses, sports clubs, community and voluntary organisations who are unable to secure flood insurance and have been affected by flooding in County Cork during the period 4^th – 6^th October 2024. 

The scheme is to help you put right the damage caused by the flood and help get you back up and running as quickly as possible. It allows for the replacement of flooring, fixtures and fittings and damaged stock, where relevant. The scheme will not provide a contribution to cover the loss of earnings or loss of business goodwill. 

The Irish Red Cross will administer and make payments under the Scheme. We are ready to act fast.  

This financial support will have two stages: 

1. The first stage will provide a contribution of up to €5,000, depending on the scale of damage incurred. It is expected that this will meet the needs of the majority of those affected. The intention is to process payments as fast as possible.
2. If a premises has incurred significant damages above €5,000, organisations can apply for more financial support of up to €15,000. This will require an assessment by the Irish Red Cross. The total level of support available for both stages combined is capped at €20,000.

Step-by-Step Process

1. You can apply online or by post. The application forms can be accessed on this webpage, or you can pick up a printed application form from the Irish Red Cross Bantry branch.  

• Application form for small business owners

• Application form for sports clubs, community and voluntary organisations

2. Completed forms should be returned: 

• by post to Irish Red Cross, 16 Merrion Square, D02 XF85, 

• or by email to emergencyflooding@redcross.ie.  

3. Our team at the Irish Red Cross are ready to act fast. We will review applications as they are received.  

4. We will verify all applications’ property details with Cork County Council.  

5. We aim to make the first-stage payments of up to €5,000 to the bank account details you provide promptly, once the details are verified. 

6. Applications for more financial support will require an in-person visit by an assessor. We have a panel of assessors ready on the ground to support straightaway.   

7. Once we have the assessor’s report, a decision will be made and communicated to you. Payment will be made promptly. 

Please contact the Irish Red Cross if any of your details change between the times you make your application and the receipt of payment under this scheme.

The closing date for receipt of applications is 7 November 2024. 

For any queries call us at 01-6424600 or email emergencyflooding@redcross.ie